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Holiday let mortgages

If you're considering letting a holiday property and need a mortgage to pay for it, but you're not quite sure where to start then speak with our property specialists today, they'd be happy to offer their knowledge and point you in the right direction.

With over 25 years' experience in the industry, we've helped thousands of happy owners get their holiday let business off the ground and are on hand daily to give you expert advice and guidance on everything you need to know about letting a successful holiday property.

We'll also be able to provide you with a good idea on what you can expect to earn from your holiday let, so you can make sure you're getting the best out of it, as well as offering all the support and advice needed for mortgage applications. Get in touch today and speak to our property experts for free advice.

Mortgage repayment calculator

Use our mortgage repayment calculator to calculate how much your mortgage will cost you and what your monthly payments will be. Simply enter your details.

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Advice on buying a holiday let

With our wealth of knowledge and years of experience in the holiday letting market, we can support you in making the perfect investment, but whatever stage you're at, we can help. You could have seen a property online but aren't sure if it will work as a holiday let - we'd love to have a look at it with you and give you an idea of its potential. Or you may just be thinking about holiday letting and need to understand how to approach it - our experience will help give you confidence in the decision you make.

For expert advice on buying a holiday let, contact our friendly property specialists they're here to help you make the right choices.

Do we need a specific holiday let mortgage? What is the difference between a buy-to-let and a holiday let mortgage?

Wondering if you need a mortgage specifically for letting a holiday property? The quick answer to this question is yes. A holiday let mortgage is designed specifically for properties that let for short periods of time, meaning they're often much more flexible when considering your property's income.

Over the years, we've helped thousands of owners set up their holiday home and we can give you all the support, guidance and knowledge you'll need.

If you have any questions and need any help or guidance then contact our property specialists, they're here to help. Over the years we have built up a strong understanding of what the requirements are in this area and are here to support you with your plans.

Can I offset my mortgage against holiday rental income for tax?

Can I offset my mortgage against holiday rental income for tax?

As a holiday let is classed as a property letting business, if you qualify under the Furnished Holiday Letting rules, you can currently offset the interest on your holiday let mortgage against the rental income you make for tax purposes.

So for example, if your holiday let made £ 12,000 in one year and the interest on your mortgage for that year was £ 9,000, you would only be liable to pay tax on the £ 3,000, according to your own tax rate.

Our property experts have the knowledge and experience to guide you seamlessly through this part of your holiday letting journey. Give them a call today for no-obligation advice.


1. Telegraph

2. Telegraph

3. Taxexpert

Are you thinking of buying?

You don't need keys in hand to start your owner journey with Sykes. Get in touch with our friendly team, who can support you in choosing the right property. With over 27 years' experience we have helped thousands of owners get started; from helping secure holiday let mortgages to giving tips on furnishings.
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Other frequently asked questions

How much could I earn with Sykes?

We understand that letting properties can be a main source of income and a full-time job, so we want to make sure you're offered a competitive price.

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